Is An Initial Consultation With A DWI Attorney Free?

Most drivers who have been arrested for DWI may intentionally not consult an attorney to avoid paying for anything. However, this can be extremely risky as the state of Texas is raising the stakes for any individual who will be charged for DWI. The penalties that one may face are even stricter if they have had prior convictions, if their blood alcohol content was found a lot higher than the legal limit and if there were accidents, injuries or deaths caused by the accused. However, to those are truly concerned and prepared to defend themselves and their rights in court can contact a DWI attorney for a free initial consultation.

This free service is mostly offered by DWI attorneys but with a time limit usually of half an hour. Not only does this give any person who has been charged with DWI a chance to know someone who will be crucial for their current situation but also will allow them to do so without any commitment. 30 minutes will be enough time to explain potential DWI charges and court proceedings clearly to the driver as well as throw in a few advices during the initial appointment.

Most DWI attorneys offer this free initial consultation lasting for 30 minutes as it would be wrong to make any individual pay without knowing what they will get in return. Any driver recently charged with DWI should take this offer to be able to make a determination based on their own judgment on whether or not they need a DWI attorney and who exactly they will need for this hearing. Of course, you will have to understand that part of their job is to manage time wisely so they can only allot a limited amount of time to consult free of charge. To make sure you can get the most out of this, remember to ask the following important questions.

Try to ask them about their experience in handling DWI cases and practicing law in general. Of course, in those cases, were they able to succeed or when they had done so most recently. Ask them about the extent of this experience such as with jury trial cases and so on. Finally, ask about your DWI case and if they had handled anything like it as each case differs from another and about the major complications they see.

Ask them to give you a written document stating all their potential fees as well and about their malpractice insurance which is mandatory for DWI attorneys. It is also crucial to know if anyone else on their team will work on your DWI case and if they have the same record in terms of experience.

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Credit Card Lawsuit Defense: Fight For Your Rights and Win

Hounded by junk debt buyer for old, unpaid card debts? If you got served and possibly facing a lawsuit in a few weeks, you need to know all the right credit card lawsuit defense you can use in order to win your case otherwise, you stand to pay not only for the alleged debt but also the junk debt buyer's legal fees!

Now, a great credit card lawsuit defense can be used by simply checking the Statute of Limitation to old card debt in your state. If the debt is outside the statute of your state, then this is an open and shut case for you. Junk debt buyers cannot collect out of statute debts. If such is the case for you, make sure you raise this on your credit card lawsuit defense.

If you are absolutely sure that your old card debt is time-barred, you need to present evidence. Start by checking for the last check you made to the original creditor. If you made that payment via the internet, you can access old statements. You can also check your credit report to check the last date of payment. You can use the statutes of limitation credit card lawsuit defense as an Affirmative Defense and get answers from the plaintiff during the Discovery phase of the lawsuit.

Another notable credit card lawsuit defense is the validation of debt. It is within your rights to demand the junk debt buyer to PROVE you own the debt in question. The good news is, once the original creditor closed toe book on old, charged off accounts, even the buyer of said accounts do not have access to any documents, like credit card statements, original signed contract, cardholders agreement, etc., they will not be able to pin the debt on you easily. Instead, the junk debt buyers will rely on a sloppy affidavit signed by their own employees that won't hold substance in court.

Knowing if the debt you are being sued for is time-barred is one of the first things you need to check when defending yourself in court. Your creditor is assuming you don't know a thing about Statutes of Limitation in your area so don't be a sitting duck!

Beef up your credit card lawsuit defense, start by doing your own research and finding out where you can get the most valuable information you can use to have your case dismissed.

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How to Beat a Credit Card Lawsuit

Learning how to beat a credit card lawsuit starts with getting the right facts. Remember, just because a creditor filed a lawsuit against you does not necessarily mean they can prove their case. You can raise various defenses against junk debt buyers or collection agents but it should only be raised through the court system. Creating your Answer to the summons and complaints is the first step on how to beat a credit card lawsuit.

How?

Generally, most junk debt buyers or collection agencies release multiple summons and complaints to all accounts they have under them hoping that none of them will respond. More than 96% of debt related lawsuit end in default judgment, your creditor assumes your case won't be any different. If you respond to the summons and complaints, it gives the clear message that you understand the complaint, you know your rights and you are not afraid to fight for yourself in court. Something as simple as filing a Notice of Appearance, Answer, and Certificate of Service are enough for many creditors to drop the lawsuit and move on to less informed debtors.

So first things first, you need to dedicate some time researching on how to file the necessary documents is the first step you need to take when learning how to beat a credit card lawsuit. Make sure all documents are filed in court within the allowable period. Failure to present these documents on time will cause your creditor brownie points from the court and you risk the chance of them being awarded with default judgment against you.

Default judgment will give the creditor legal rights to access your banking, employment and personal records, freeze your account and garnish your wages. On top of all these, your credit will be ruined for a minimum of seven years! So it takes a little effort on your part to avoid things from getting bad to worse. Fight back, you got nothing to lose and everything to gain!

Find out how to beat a credit card lawsuit using effective, proven strategies. Additionally, you need to exhaust efforts trying to find the right information to guide you through this ordeal. This can be done by researching for great strategies, checking your state's local court rules to determine what you can and what you cannot do during the legal proceedings, purchase an eBook that can help you fight against the lawsuit Pro Se, or consult a lawyer.

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Collecting A Judgment Yourself

I am not a lawyer, I am a Judgment Broker. This article is my opinion, and not legal advice, based on my experience in California, and laws vary in each state. If you ever need any legal advice or a strategy to use, please contact a lawyer.

When you use a professional judgment enforcer, they typically keep about half of every dollar that they recover. Most take expenses off the top, meaning you might get less than half of what is recovered. If your judgment situation looks difficult, you might have to pay more, if your judgment looks easy to recover, you might get to pay less.

It is very possible for you to collect your own judgment, although everything depends on your judgment debtor. You do not have to be a collection attorney or be in the debt collection field to try to recover your judgment money.

The advantage of collecting your judgment yourself is that you get to keep 100% of all the money you net from the potential recovery of your judgment. Perhaps you do not have to share any potential recovery with a professional judgment enforcement specialist.

It is true that recovering judgments is not trivial, and you must spend money at every turn. You must follow the many laws, rules, and procedures. Take your time, and accept that not everything will work, or work the first time.

Like most other work, judgment recovery is one percent inspiration and ninety-nine percent perspiration. As long as your debtor has some available assets, you can be part of the ten percent that recovers something on your judgment, instead of the ninety-nine percent of those who never recover a dollar from their judgment.

You must learn the laws about judgment recovery, and follow them, or you can waste money and perhaps get in trouble. To recover your own judgment, you must read and investigate the steps needed. The people that win are the people who prepare and learn what to do. If you can, make judgment recovery a game, and education is one key to winning in this game.

Nothing ventured, nothing gained comes to mind in judgment recovery. What have you got to lose by trying? If your debtor files for bankruptcy protection, whatever you spent will be likely be lost. You cannot squeeze honey out of a rock, and you should not spend money on hopelessly poor judgment debtors.

If your judgment debtor has, or can get enough assets to settle or repay the judgment, you might get the thrill and satisfaction of collecting your money. Whether you need the money or not, the court ruled that you deserve to get it. If you do not make progress, or get tired of spending money, you can find a judgment enforcer. Good luck!

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Who Is Calling Me And Stop The Wondering

Who is calling me? This is totally a common question people ask every time their phones ring and they see an unknown number on the screen. Every time you seen an unknown phone number on your screen, you shouldn't be getting scared right away. You shouldn't also feel startled just because an anonymous number called you on your phone. You should know that not all anonymous calls are alarming. You should know that some of these anonymous calls are from those people who are just experiencing technical problems on the line. It could be that your friend is trying to call you on your phone but every time he picks up the phone, the call gets interrupted. On the other end, it could also be that someone had dialed your number incorrectly and when he realized that he got the wrong number, he immediately disconnected the call. That was an honest mistake then. If you have experienced any of these, you should know that conducting this type of search won't be too hard to accomplish. If you think this would cost you so much money, well then you are totally wrong. There are various options that you can check which won't actually require you to shell out considerable amount of money. As a matter of fact, there are options you can check which won't require you to go out of your home.

Finding out who is calling me is quite easy to accomplish and the first step that you need to do is simply visit all those public offices and government agencies within your local area. You shouldn't be having problems locating these offices because they are situated almost everywhere. This simply means that you won't have to go elsewhere just to get the information you need. If you wish to get started, you would have to speak with the personnel in charge and let him know what you are trying to accomplish. You would have to provide him the correct phone number that you would like to check. You won't be having problems with the charges because these offices would only charge you the administrate fee.

You should know that finding out who is calling can actually be accomplished without having to leave your home. You can surely go online and look for a reliable site that will allow you to conduct phone number search. You can simply type in the phone number that you wish to check and you will be able to find out who called you on your phone.

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The Bail Bond License - Steps for Acquiring and Rights of Licensed Agents

Steps Necessary for Acquiring a Bail Bond License

The first step a person interested in acquiring a bail bond license must typically complete is finding a local bail school and signing up for training. Each state prescribes the specific courses that must be completed for certification and licensing, as well as the number of hours of training that it requires before the candidate qualifies for a bail bond license.

After successfully completing the required training and passing the certification examination, the candidate can move on to the second step of the agent licensing process: submitting an application to the Department of Insurance Office in the future bondsman's state. Application forms for the license, which is officially referred to as a Limited Surety Agent's License, can generally be accessed online. Some states also mandate that new agents work under an already-licensed bail bondsman for a prescribed period of time (generally not exceeding one year) before they qualify for full licensing.

Prospective bail agents will also need to be fingerprinted and pass a background check before receiving a license.

Once licensed, agents should be prepared to meet their states' requirements for keeping their bail bond license current, as some states require a specific minimum number of continuing education hours annually for bail bond license renewal.

Powers Granted by a Bail Bond License

A bail bond license confers on an agent all the rights and responsibilities prescribed for fulfilling the role of bail agent in each individual state. Since these can vary significantly by state, it's important for a license applicants to research the specific rights and responsibilities of agents in their own states. While several states do not allow commercial bail at all, of the ones that do, some only allow professional bail agents (i.e. agents who use their own assets to secure a bond, rather than the assets of the accused individual or his/her family members).

The powers generally granted by most states to agents who hold a valid license follow:

The right to post bail on behalf of incarcerated individuals The right to charge a fee for the service, based on a specific percentage of the bond amount, which is prescribed by state law (generally 10-15%) The right to track the client's whereabouts at all times to ensure that the client appears in court for all proceedings The right to arrest defendants who jump bail and take them to jail The right to break and enter a defendant's house for the purpose of arrest The right to pursue defendants into any of the 50 states to bring them back for oversight and ensure their appearance at trial The right to surrender uncooperative defendants they've apprehended to the custody of the court

The reason agents who hold a valid license have so many rights with regard to pursuing and arresting defendants is that they are responsible for knowing their clients' whereabouts at all times and ensuring that they make every court date.

We make every effort to use our bail bond license to help cooperative clients remain free while awaiting trial.

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